Stripe's Payment Processing Architecture
How Stripe processes billions in payments securely. Shows the payment flow from merchant checkout through API Gateway, Payment Intent Service, card tokenization in isolated PCI environment, ML fraud detection, card network authorization, webhook delivery with retry, double-entry ledger, and merchant…
general · architecture diagram.
How Stripe processes billions in payments securely. Shows the payment flow from merchant checkout through API Gateway, Payment Intent Service, card tokenization in isolated PCI environment, ML fraud detection, card network authorization, webhook delivery with retry, double-entry ledger, and merchant payouts.
Created by
February 9, 2026
Updated
February 13, 2026 at 5:47 PM
Type
architecture
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